Lenders to pay for course

ARE THESE LENDERS GOING TO CHECK MY CREDIT FOR APPROVAL?
Yes. Your credit must be approved to apply with them.
 

I DON'T SEE THE APPLE PAY OR GOOGLE PAY OPTION TO PAY?
Make sure you are on a Apple device to pay with Apple Pay or on a Android/Microsoft device for Google Pay.
 

WHEN DO I START MY STUDY WHEN APPROVED?
Email, text or use the contact form on our page to notify us of your payment to start your study right away. You will get a email to create your online study and start study when ready. Students can book classes in their online study or by email/text. Students don't attend their first day until 50 hours of online study is completed first. 

 
WHEN ARE PAYMENTS DUE IF I PAY THESE LENDERS?
All payments and dates are made with them. We do not have any interactions for your lender payments when you are on a payment plan with Klarna, Affirm or Apple Pay. If you selected the down payment from the lender then our 3 monthly payments are due by the 1st here to us starting about 30 days from your approved down payment. 
 

WHAT IS THE LATE FEE AND INTEREST ON THESE LENDERS?
Read your contract when applying with  Affirm  or  Klarna  or  Apple Pay  or  Afterpay
Afterpay will have no interest but they only offer 4 installments 
 
 
CAN I QUIT THE COURSE IF I USE THESE LENDERS?
Yes, but all your payments will still be due to the lenders to pay them back in full to avoid collections. If you selected the down payment with a lender then your monthly payments are still due to them (until paid) but no more monthly payments will be due to us if you quit. We do not refund any already paid monthly payments to us.
 

WHERE CAN I GET MORE INFORMATION ABOUT THESE LENDERS?

• Affirm https://helpcenter.affirm.com/s/article/how-affirm-works
   
• Klarna https://www.klarna.com/us/what-is-klarna/
   
• Apple Pay https://www.apple.com/apple-card/
   
• Afterpay https://www.afterpay.com/en-AU/terms-of-service
   

HOW DOES DOWN PAYMENT WITH LENDERS WORK?
If you are approved for the Down Payment amount (with or without a kit) then you can start the course right away. You will have 3-4 monthly payments due to the school too at the same time as your payments to the lender. Our payments start within 30 days of your down payment due in the 1st of each month. Your welcome email will state the due date information. Students using this option MUST make their first monthly payment with us to attend the first day of class. All of the monthly payments due to "us" must be paid to be released to take the state exam (even if the course is finished early). This double monthly payment option can be a helpful option only when someone else is helping you pay for your monthly payment OR down payment loan. Be careful when doing this double payment option yourself to understand the cost each month. Kits are ready for pickup by appointment right away if you added a kit. 

Afterpay is available only as a down payment option with 4 monthly installments and no interest.  Afterpay should only be used when someone else is helping students to pay for the Afterpay or the monthly payments to us since the cost will be $662-850 per month for the first 3-4 months. 

NOTICE TO THOSE SELECTING A DOWN PAYMENT WITH LENDER:
When choosing a down payment with a lender then any monthly payments due to us must be paid to be released to take the state exam (even if you finish the course study early). Students must also make their first monthly payment to us to attend their first day of class etc.